Regional coverage
An operation ready for multiple markets.
International payment gateway · B2B
One integration. Multiple markets. One simplified operation.
Payment infrastructure for companies that want to operate and grow in Latin America.
- Pay-in
- Pay-out
- Multi-currency
- LatAm
Local presence in 10 countries
The challenge
Expanding in Latin America is complex.
Every market plays by its own rules. What works in one country rarely works the same way next door.
-
01
Different payment methods
Cards, bank transfers, digital wallets, vouchers. In each country buyers pay their own way, and the checkout has to speak their language.
-
02
Different currencies
Pricing, FX, settlement and reconciliation in one currency per market. Without consolidation, finance turns into a patchwork.
-
03
Different partners and integrations
An acquirer here, a gateway there, a bank somewhere else. Every new contract brings a new integration and a new point of failure.
-
04
Different operational needs
Regulation, anti-fraud, payout terms and support change from country to country. The operation grows in complexity before it grows in revenue.
The more markets your company reaches, the more complex your operation can become.
See how Lulipay simplifies itThe solution
We simplify the complexity of operating in LATAM.
Lulipay connects your company to different markets through a single payment infrastructure.
One integrationto access- Multiple markets
- Local payment methods
- Pay In and Pay Out
- Multi-currency operation
- Centralised management
Less complexity to operate. More structure to grow.
Who we are
Your payment infrastructure for Latin America.
Lulipay is a B2B payment infrastructure built for companies that need to operate across different Latin American markets with efficiency, technology and scale.
Simplified integration
A single infrastructure to connect your operation.
Local depth
Methods and solutions adapted to each market's particularities.
Multi-currency
More efficiency for international operations.
One integration. One partner. One simplified operation.
Our solutions
Everything your operation needs to grow in LATAM.
How it works
Connect your operation to Latin America in a few steps.
A single integration links your company to the markets, to local payment methods and to one dashboard to track it all.
-
01
Connect
One single integration
A REST API for pay-in and pay-out, a sandbox with test data and status notifications to your system.
POST /payin
"currency": "MXN"
"country": "MX" -
02
Activate
Your markets and solutions
Choose the countries and what your operation needs in each one: pay-in, pay-out and a local-currency wallet.
-
03
Operate
Collect and pay locally
Cash, bank transfer, digital wallets and PIX to collect. Withdrawals and transfers to pay out, with approvals and anti-fraud.
Cash · Mexico+ MX$ 3,890.00
Payout · Colombia− COP 4,200,000
Completed -
04
Centralise
Everything in one dashboard
Balances, pay-in and pay-out volume and statements, consolidated in dollars, by country and by merchant.
Total balance≈ USD 158.430,25 -
05
Expand
New markets, same structure
New countries join the same integration and the same dashboard as your operation grows.
New marketsame integration
An infrastructure ready to keep pace with your operation's expansion.
Who it is for
Infrastructure for companies on the move.
Lulipay serves companies looking to enter, expand or consolidate their presence in Latin America.
01
E-commerce
Expand your ability to get paid in new markets.
CashWebPayBank transferDigital walletPIXOn the platform
- Cash
- Bank transfer
- Digital wallets
- PIX
02
Marketplaces
Structure payment flows for operations with multiple participants.
Balance per merchant
- Merchant 0146%
- Merchant 0232%
- Merchant 0322%
On the platform
- Several merchants, one dashboard
- Balance per merchant
03
SaaS and digital companies
Expand your operation without multiplying your infrastructure.
→POST /payin←notification · approved
On the platform
- REST API
- Status notifications
- Sandbox
04
International companies
Connect your global operation to Latin America's particularities.
MXNCOPCLPPENARSBRLTotal balance≈ USD 366,430.25
On the platform
- Local-currency wallets
- Consolidated view in USD
For companies that see Latin America as a growth opportunity.
Regional coverage
We connect your operation to the markets that move Latin America.
An infrastructure built to keep pace with the diversity and dynamics of Latin American markets.
- 10+ marketsPresence in different countries across the region.
- Local currenciesAn operation adapted to each monetary reality.
- Payment methodsExperiences aligned with each market's habits.
- One infrastructureOne connection for a multi-country operation.
-
ArgentinaLocal methods
ARS -
BrazilPix-In · docs
BRL -
ChileLocal methods
CLP -
ColombiaLocal methods
COP -
Costa RicaLocal methods
CRC -
EcuadorLocal methods
USD -
GuatemalaLocal methods
GTQ -
MexicoLocal methods
MXN -
PanamaLocal methods
USD -
PeruLocal methods
PEN
Your expansion starts where your strategy meets opportunity. Talk to sales
Local methods
The local experience. The simplicity of a single integration.
Every market has its own payment dynamics. Lulipay connects your operation to the relevant methods in each country while preserving an integrated experience.
Cards
Credit and debit.
Examples
- Credit
- Debit
Transfers
Local bank payment infrastructure.
Examples
- PIX
- SPEI
- PSE
Digital
Digital wallets and payment experiences.
Examples
- Digital wallets
Local methods
Solutions built for the reality of each market.
Examples
- Cash
- WebPay
- Khipu
Method availability varies by country and by the profile of the operation.
Local complexity, simplified into a single connection.
Platform
One view. Your whole operation.
Get an integrated view of your payments in a single environment.
Developers
Built for the people who integrate
Header-authenticated REST API, pay-in and pay-out endpoints, asynchronous status notifications, documented error codes and sandbox test data.
Open the documentation# create a pay-in
curl -X POST "$LULIPAY_API/payin" \
-H "x-api-key: $MERCHANT_ID" \
-H "x-api-token: $MERCHANT_TOKEN" \
-H "x-provider: $PROVIDER" \
-H "Content-Type: application/json" \
-d '{
"amount": 1240.00,
"currency": "BRL",
"country": "BR",
"payment_method": "pix",
"notification_url": "https://your.app/webhooks/lulipay"
}'✓Pay-in createdStatus sent to your notification_url
Illustrative example — see the API reference for the complete fields.
Pay-inAccept payments with local methods in every country.
Pay-outSend payments and withdrawals to local accounts.
Pix-InPix integration to receive in Brazil.
API referenceEvery endpoint, parameter and response.
NotificationsAsynchronous transaction status webhooks.
Developer portalGuides, status and error codes, test data and bank codes.
Technology and security
Technology that sustains trust.
Behind every transaction, an infrastructure designed to deliver security, monitoring and governance.
Protection
Security applied to the operation and to data, with API keys and authorised IPs.
Monitoring
Continuous visibility over transactional flows, with anti-fraud rules.
Governance
Structured processes and controls, with approvals and an audit log of your team's actions.
Resilience
Infrastructure ready to support operations at scale.
Because growing also demands an infrastructure you can trust.
Why Lulipay
Why Lulipay?
01
Local knowledge
An infrastructure designed for the reality of Latin American markets.
CashWebPayBank transferPIX02
Simplicity
A single integration to access different markets and solutions.
→POST /payin✓1 integration · 10 countries
03
Flexibility
A structure that adapts to the needs of each operation.
Pay-inPay-outLocal-currency wallet
04
Visibility
A centralised view to track your operation.
Total balance≈ USD 158.430,25
05
Scale
An infrastructure ready for new markets and new opportunities.
Active markets10 countries
Complexity stays in the infrastructure.Expansion stays with you.
FAQ
What people ask most
Which countries does Lulipay operate in?
Argentina, Brazil, Chile, Colombia, Costa Rica, Ecuador, Guatemala, Mexico, Panama and Peru, with local payment methods in each. Method availability varies by country and by operation profile.
How does the integration work?
Your company connects via API. Authentication uses merchant headers (key, token and provider). Test data is available to validate everything in sandbox before going live.
Does Lulipay do pay-in and pay-out?
Yes. The API covers collections (pay-in) with local methods and disbursements (pay-out) to local accounts, with asynchronous status notifications for every transaction.
How do I receive the funds?
Funds sit in the wallet of each currency. The dashboard shows your total balance, your settleable balance and the next settlement date, and lets you withdraw, transfer and export the statement as PDF.
Does Lulipay serve individuals?
No. Lulipay is a B2B service: we serve companies, platforms and marketplaces that need to process payments across multiple countries.
Which industries do you serve?
E-commerce, marketplaces, SaaS and digital companies, and international companies operating in Latin America.
Let's talk
Ready to simplify your operation in Latin America?
Discover how an integrated infrastructure can transform the way your company operates and grows in the region.